• How to Improve Your Credit Score Before Applying for a Mortgage,Luis Villatoro

    How to Improve Your Credit Score Before Applying for a Mortgage

    If you’re dreaming of buying a home in Maryland—whether in Hyattsville, Bowie, Lanham, or Germantown—your credit score plays a huge role in your mortgage approval and the interest rate you’ll get. As a local Maryland realtor, I work with many first-time homebuyers who ask, “How can I improve my cre

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  • FHA vs. Conventional Loans in Maryland: What First-Time Homebuyers Need to Know,Luis Villatoro

    FHA vs. Conventional Loans in Maryland: What First-Time Homebuyers Need to Know

    FHA vs. Conventional Loans: What You Need to Know Before Buying a Home in Maryland If you're thinking about buying a home in Maryland—whether it's in Hyattsville, Bowie, Lanham, or Landover—one of the first steps is figuring out which type of mortgage loan works best for you. Two of the most common

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  • The Ultimate Checklist for First-Time Homebuyers in Maryland,Luis Villatoro

    The Ultimate Checklist for First-Time Homebuyers in Maryland

    Introduction Buying your first home is a major milestone, especially in the vibrant and diverse state of Maryland. Whether you're looking to settle in bustling cities like Hyattsville, Silver Spring, Rockville, or Bethesda, having a clear plan can make the homebuying journey smoother and more rewar

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